Multiple Positions – Premium Finance Ltd

Job Description

Premium Finance Limited
Multiple positions advert

1. Sales and marketing-Lusaka.

To be part of the S&M team and working closely with the Sales Manager to strategize and meet sales targets.
Incumbent will be responsible for overseeing sales operations, providing guidance to the field teams
To work from head office in Lusaka.

Responsibilities:

1. Develop key sales strategies which will result in increase in sales
2. Set sales targets and push team members to achieve them
3. Lead the sales team (DSAs) offering them operational and technical guidance (training) and support.
4. Drives sales efforts from the development stage and packaging of sales messages to disbursement of the same.
5. Staying abreast with current market trends and best practices.

Requirements:

1. Minimum Degree in Business studies, Sales or Marketing.
2. Willing to travel across the country for sales drives

2. Credit Risk Analyst

To mitigate credit risk and maintain good credit control systems. The key roles are to review clients loan application along with careful dissection of the clients’ financial information, decisions and terms and conditions to mitigate credit risk and maximize revenue. Works in close collaboration with the sales and marketing departments to implement an effective credit control system and promptly resolve loan issues.

Qualifications:

1. Strong and proven computer skills in excel.
2. Strong conceptual, analytical and problem-solving skills
3. Degree in any business-related field, economics, Banking and Finance, Development Studies
4. Demonstrated ability and experience in Credit Vetting
5. Excellent computer skills in MS Excel, outlook and Access.

3. Recoveries Officer

To be based at Head Office- Lusaka

Responsibilities:

1. Maintaining accurate customer payment records and keeping track of outstanding debt . includes regular updating of loan database
2. planning course of action to recover from debtors including;
a) Locating debtors i.e. home and work visits and calls
b) Timely preparation and serving of final notice warnings to customers when payments are not being made.
c) Working closely with the RM and S&C officers to execute recoveries techniques and strategies
3. Negotiating suitable payment plans with clients
4. Communicate payoff deadlines with clients.
5. Advise clients on their payment options

Qualifications:

a) Experience in similar position for at least 2 years
b) Experience in microfinance / finance sector
c) Conversant and compliant with the boundaries created by the laws of Zambia which govern microfinance practices with regards recoveries.
d) Analytical and problem-solving abilities.
e) Conversant with computer programs such as Word, excel, MSP.

All applications must be sent to nelly.zulu@premium.co.zm.

Applications close on Monday 25th November 2024.

Kindly include the position you are applying for in the subject. Suitably qualified candidates are encouraged to apply.